Home Loans:
Buy A Home Or Get Cash For Equity
If you are buying your first home, your next home, or need to refinance, we can get you the cash you need.
"We found our dream home but did not have enough money for the down payment. No matter what we tried we couldn’t get the assistance we needed. Fortunately, we heard about Brian Alan Group from an investor who has been working with them for quite some time. Not only did they help us with the down payment, they found a lender to finance the entire home. It took some doing but we are now proud homeowners." - Idris & Emile
REVIEWS
5 Stars
Rise Up In 3 Simple Steps
Get Pre-qualified
Get your FREE secure and confidential Brian Alan Group (BAG) account. Tell us about yourself, your business and what you need your loan for.
Upload Documents
Upload your personal and/or business documents, bank statements and other supporting documents to get your loan.
Get Funded
Advanced approval process with deposits made in as little as 14 business days and no up-front costs.
Minimum Loan Requirements
status
US Citizen, Permanent Resident or Business registered in the United States.
MINIMUM LOAN AMOUNT - $10,000
You should not have any defaults or late payments on your existing accounts.
your Age
You must be at least 18 years old.
Frequently Asked Questions**
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How do I qualify for funding?4 Easy Steps: Step 1: Set-Up Your Secured Brian Alan Group (BAG) Account Step 2: Fill Out The Pre-Qualification Questionnaire Step 3: Upload Requested Documents Step 4: Connect With Your Intake Specialist
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What are the terms and rates of the loan?Terms and rates vary depending on the borrower’s situation and the lenders’ current offers. Our group of lenders can offer terms from 3 to 7 years and rates may be as low as 6% or as high as 28%.
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Are there any up-front fees?There's a success-driven fee range between 6% and15% of the loan amount. This is good news, because there is no cost to you unless BAG is successful in helping you get your money!
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How does your loan process work?Brian Alan Group (BAG) is a national consulting firm. With over 200 lenders, private investors, credit unions, and banks in our exchange, an Intake Specialist uses the information that you provide to create your unique file. We then match you with the best lending resources possible without impacting your credit score by performing a soft inquiry. Then, our knowledgeable Compliance Team, designs a plan to help you take steps to get the funds you need.
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How do I receive my funds?After approval, the funds are typically paid within 5-7 business days. Payment delivery method is consistent with deposit instructions provided.
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Do you access my credit score?After completing your application, if you’re approved, you’ll be able to see the APRs, interest rates, loan terms and loan amounts of your offers with no obligation to commit. During the approval process, a soft credit inquiry (or pull) will appear on your credit report. This soft inquiry does not impact your credit score. In other words, there is no harm involved with checking your rate and seeing what you could be approved for. On the other hand, if you choose to accept a loan offer a hard inquiry (or pull) will be generated on your credit report. This hard inquiry may impact your credit score. This will only happen if you’re presented with loan offers and you decide to accept. Your credit score will not be impacted by checking your rates and offers during the approval process.
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How long does it take to get funded?Every borrower's situation is different. Typically, borrowers can be funded in as little as 14 business days. Keep in mind, our goal is to get you to the finish line, which means that we explore every option to get you the funding you request. This can take time. In some cases it may take longer than usual based on the borrower's financial circumstance.
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What is the minimum credit score to qualify?We can work with almost any credit score. We can even offer help with credit repair or enhancement.
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Can you get a loan for a real estate investments?Yes. A real estate investment loan can be a secured or unsecured loan. It can also be a business or personal loan that can be used to pay for just about any, and all real estate investment costs, such as property purchases, commissions, rehabs, and closing fees.
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How does a real estate investment loan affect your credit score?This will depend on the type of loan received. When you apply for any credit lines or loans, the lenders will conduct a soft credit inquiry. At Brian Alan Group (BAG), we help you through a soft inquiry process that won’t impact your credit score. Only when you agree to accept funds, the lender will then check your credit, resulting in a hard inquiry. It diversifies your credit mix. Lenders like to see that you can handle different types of credit. Credit card accounts are considered to be revolving credit, while a real estate investment loan would be an installment loan. This variation may help to improve your credit score. It can help you lower your credit utilization ratio. Credit utilization is only affected by revolving credit lines, such as credit card accounts. If this investment loan helps you pay off debt from revolving credit lines, then this will reduce your total credit utilization percentage, which can significantly improve your credit score. More than anything, maintaining an on-time payment record for your real estate investment loan will have a positive impact on your credit score. Missing payments or submitting late payments can decrease your credit score, so it is best to pay close attention and make your payments on time.
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How can I get a real estate investment loan with bad credit?You may still be able to receive a real estate investment loan even if your credit needs a little help. The advantage of going through the Brian Alan Group (BAG) qualification process is that it will not result in a hard inquiry on your credit report until you are approved and accept the funding terms and conditions. Upon completing our qualification process, you will be able to see the loan amount, interest rate, and terms that are available to you. Click the “Get Started” button on this page to explore your possibilities!
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How much can I borrow for a real estate investment?By working with BAG you can see how much you will be approved for and an Intake Specialist will be available to assist you and to ensure you receive every dollar that is available to you. Click the “Get Started” button on this page to see your possibilities!
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Can you use a personal loan for property financing?Yes. Personal loans can be used for almost all personal expenses, and this includes property financing. And let’s not forget renovation costs, closing costs, and agent fees! This loan can be used for these costs as well.
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Are real estate investment loans a good idea?Yes, real estate investment loans are a great idea! Hefty property costs can put a severe strain on your finances. Using an investment loan means leaving your savings in the bank and keeping your paycheck in your pocket. And because personal loans are typically unsecured loans, you don’t have to worry about risking your home or a vehicle as collateral. The loan is then paid off over time at a rate and terms that you agree to yourself.
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Can you get a loan for a start-up business?Yes. A start-up loan is a type of secured or unsecured loan that is used to pay for the costs to start your new business. These types of loans can be used to finance setup, business systems, equipment, payroll, and supplies etc. An unsecured loan does not require collateral, meaning it is backed by your promise to repay the lender. Interest rates are determined by your creditworthiness. Personal loans typically have higher rates than secured loans, such as mortgages and auto loans.
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How does a start-up loan affect your credit score?This will depend on the type of loan received. When you apply for any credit lines or loans, the lenders will conduct a soft credit inquiry. At Brian Alan Group (BAG), we help you through a soft inquiry process that won’t impact your credit score. Only when you agree to accept funds, the lender will then check your credit, resulting in a hard inquiry. It diversifies your credit mix. Lenders like to see that you can handle different types of credit. Credit card accounts are considered to be revolving credit, while a start-up loan would be an installment loan. This variation may help to improve your credit score. It can help you lower your credit utilization ratio. Credit utilization is only affected by revolving credit lines, such as credit card accounts. If this start-up loan helps you pay off debt from revolving credit lines, then this will reduce your total credit utilization percentage, which can significantly improve your credit score. More than anything, maintaining an on-time payment record for your start-up loan will have a positive impact on your credit score. Missing payments or submitting late payments can decrease your credit score, so it is best to pay close attention and make your payments on time.
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How can I get a start-up loan with bad credit?You can still receive a start-up loan, even if your credit needs a little help. The advantage of going through the Brian Alan Group (BAG) qualification process is that it will not result in a hard inquiry on your credit report. Upon completing our qualification process, you will be able to see what loan amount, interest rate, and terms are available to you. Click the “Get Started” button on this page to see your possibilities!
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How much can I borrow for a start-up loan?By working with BAG you can see how much you will be approved for, and an Intake Specialist will be available to assist you to ensure you receive every dollar that is available to you. Click “Get Started” to see your possibilities!
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Are start-up loans a good idea?Yes, start-up loans are a great idea! The costs of starting a business can put a severe strain on your finances. Using a start-up loan means leaving your savings in the bank and keeping your paycheck in your pocket. And because personal loans are typically unsecured loans, you don’t have to worry about risking your home or a vehicle as collateral. The loan is then paid off at the rate and terms agreed upon.
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Can you get a loan for a wedding?Yes. A wedding loan is a type of secured or unsecured loan that is used to pay for wedding expenses. Personal loans can be used to cover all kinds of wedding-related costs such as a venue deposit, engagement rings, a wedding dress, and a honey-moon. An unsecured personal loan doesn’t require collateral like a car or your home, meaning that it’s backed by your promise to repay the lender. Because of this, interest rates are determined by your creditworthiness.
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How does a wedding loan affect your credit score?When you apply for a wedding loan, the lenders will conduct a soft credit inquiry. At Brian Alan Group (BAG), we help you through a soft inquiry process that won’t impact your credit score. Only when you agree to accept funds, the lender will then check your credit, resulting in a hard inquiry. It diversifies your credit mix. Lenders like to see that you can handle different types of credit. Credit card accounts are considered to be revolving credit, while a wedding loan would be an installment loan. This variation may help to improve your credit score. It can help you lower your credit utilization ratio. Credit utilization is only affected by revolving credit lines, such as credit card accounts. If this wedding loan helps you pay off debt from revolving credit lines, then this will reduce your total credit utilization percentage, which can significantly improve your credit score.
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How can I get a wedding loan with bad credit?You can still receive a wedding loan, even if your credit needs a little help. The advantage of going through the Brian Alan Group (BAG) qualification process is that it will not result in a hard inquiry on your credit report. Upon completing our qualification process, you will be able to see what loan amount, interest rate, and terms are available to you. Click the “Get Started” button on this page to see your possibilities!
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How much can I borrow for a wedding?The average wedding costs $20,300, based on research from ValuePenguin. But let’s be honest. Not everyone has that kind of money lying around, and your family may not be able to contribute. If you need help paying for your ceremony and reception, a wedding loan can fill in the gap. By working with BAG you can see how much you will be approved for, and an Intake Specialist will be available to assist you to ensure you receive every dollar that is available to you. Click the “Get Started” button on this page to see your possibilities!
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Can you use a personal loan for engagement ring financing?Yes. Personal loans can be used for almost all personal expenses, and this includes engagement rings whether they are purchased at full price or financed. And let’s not forget the honeymoon or new home expenses! This loan can be used for those purchases as well.
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Are wedding loans a good idea?Yes, wedding loans are a great idea! The hefty cost of a wedding can put a severe strain on your finances. Using a wedding loan means leaving your savings in the bank and keeping your paycheck in your pocket. And because personal loans are typically unsecured loans, you don’t have to worry about risking your home or a vehicle as collateral. The loan is then paid off over time at a rate and terms that you accept.
Loans Available For ...
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Cash Purchases
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Down Payments
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Realtor Commissions
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Closing Costs
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Renovations
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Refinance
6 Ways We Help You
Lock In Lower Rates
Secure Your Home Purchase Loan
Our rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Refinance For Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
Compare Rates And Pick The Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Get A Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. With a lower rate your monthly payment may be the same and have cash in your pocket.
Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.
Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.
Pre-Qualify Now
Our simple funding criteria allows us to approve 99% of qualified applications. Our funding experts will help you find products to suit
your needs.
The First Step Is Simple
Answer a few questions to see if you pre-qualify. The process is quick and easy, and it will not impact your credit score.
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Unsecured Loans Range From $10,000 To $500,000
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Collateral Welcomed But Not Required
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No Up-Front Costs
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Deposits In As Little As 14 Days
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Advanced Turnkey Approval System
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Over 200 Capital Resources
What People Say
Idris & Emile
We found our dream home but did not have enough money for the down payment. No matter what we tried we couldn’t get the assistance we needed. Fortunately, we heard about Brian Alan Group from an investor who has been working with them for quite some time. Not only did they help us with the down payment, they found a lender to finance the entire home. It took some doing but we are now proud homeowners.
Vinki
Finally! I have a home! I didn’t qualify for years to own a home because of some huge medical bills I had incurred. Thank you Brian Alan Group. They explored all their funding sources and I was able to get a home loan. Although the process was easy it took me a while to get all of my documentation and so getting the funding took longer than expected. I am so grateful for their patience.
Chen
I worked with Brian Alan Group to buy my first home. I was clueless about the lending process. I’ve heard nightmares about the banks, the attorneys, and how the process is long, boring, and mundane. The Intake Specialist put my mind at ease, explained the process step by step and was extremely professional. I highly recommend BAG to anyone looking to buy their first home.
CREDIT
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No Missed Payments In Last 12 Months
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Collection Accounts (1 Year Or Older)
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Bankruptcy (2 Years Or Older From Discharge Date)
TERMS
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Interest Rates Are Determined By Each Lender And Are Based On The Borrower’s Financial Situation
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Loan Terms And Interest Rates Are Determined By Lender
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All Approved Loans Are Subject To A Funding Fee
Quick, Affordable
Financing!
Through our proprietary placement process developed with you in mind, we explore all our funding sources (over 200) to help you find the solution to buying a home. We offer home loans even to those with BAD credit. We can work with any and all credit scores.
Get quick answers. Zero up-front costs.